Is It Time to Make a Withdrawal from the Gas Bank?

Wouldn't it be great if you could have predicted thegas today is $3.009, you're getting it at the locked-in
ridiculous prices that gasoline would hit, and bought aprice of $1.999. Once you have used 100 gallons of
bunch of it before prices went through the roof?gas, the amount that you originally purchased, you can
Actually, many people did just that and, no, they didn'tpurchase more gas "credits" and whatever price gas
have big underground storage tanks in their backis selling for on the day that you make your new
yards. These people joined a Gas Bank. "Eh, what'sdeposit.
that?" you ask. Gas Bank, Gas Tank, what's theNow, before you run out the door screaming
difference? You don't deposit gas into a gas bank, you"Halleluiah", you should know that there aren't too many
deposit money. Here's how it all works....Gas Banks around. In fact, the only one that has any
Joining a Gas Bank is a lot liking trading on thereal visibility is located in Minnesota.
commodities market. When you join, you pre-purchaseFirst Fuel Banks of St. Cloud, MN has over 8,000
a supply of gas at the then current price. You receivemembers who are glad that they were smart enough
a stored-value card, which is somewhat like a debitto catch on to a good thing. Many of the members are
card, that you use to turn the gas pumps on at thefleet owners who operate several vehicles for their
bank's filling station.business. Although Mom and Pop drivers are saving a
Regardless of which way the price of gas goes, andbundle as well, these commercial drivers are getting
it's been only going up lately, you're getting it for thedizzy over how great the savings are.
prearranged price.One business owner locked in 8,000 gallons when the
Here's an example:price way at $2.069, and he's saving $.49 per gallon
Let's say that you bought 100 gallons of gas when thenow that the price is hovering around $2.559 in his
price was $1.999. You gave the gas bank $199.99, andneck of the woods. While that may not seem like a
they reserved 100 gallons of gas for you at the $1.999fortune, he'll save nearly $4,000 by the time he burns
price. Every time you go to the bank's filling station, youthrough his 8,000 gallons. Of course, most regular
simply insert your card into the pump's card reader anddrivers don't use anywhere near that amount of gas in
put gas into your tank. The gas bank deducts $1.999a reasonable amount of time. But they're still saving big
for your account for each gallon. If the actual price ofby locking in a couple of hundred gallons at a time.