| Traveling out on the open road in a travel trailer is a | | | | pop-up or unfold during setup. |
| dream that millions of people share. Many of them are | | | | * truck campers: also called slide-on campers, truck |
| fortunate enough realize that dream. Some do so as | | | | campers clamp onto the back of a pickup truck. |
| weekend warriors, out to pack as much fun as they | | | | 2. Decide which types of coverage you will need: |
| can into the short space of a weekend. Others take a | | | | RV insurance has many of the same types of |
| year off to travel, leaving their job and other obligations | | | | coverage options as does traditional car/auto |
| for a life on the road. Still others wait until they retire, | | | | insurance. Options that you have available to you |
| then take off for months or years at a time. | | | | include: uninsured motorist, accessory coverage, liability, |
| Regardless of the way you travel or for what | | | | and unlimited towing coverage. |
| reasons, if you who own a travel trailer you know that | | | | 3. Think about any additional types of specialty |
| the safe bet is to get it insured. In a way, insurance for | | | | coverage you may need: |
| travel trailers is a bit like insuring a home AND a vehicle | | | | In addition to the standard types of coverage available |
| at the same time. For this, special travel trailer | | | | that are listed above, you will also have the |
| insurance is needed. | | | | opportunity to purchase any of a number of specialty |
| If you own a travel trailer want to buy insurance | | | | insurance coverage items, such as: total loss |
| before you get out there on the road, here are 5 | | | | replacement, 24/7 roadside assistance, emergency |
| things to look for when shopping for insurance for | | | | expenses, full-timer coverage, fire, flood & theft, low |
| travel trailers: | | | | branch collision, and personal items replacement. |
| 1. Determine which type of towable vehicle you have | | | | Choose those that meet your anticipated needs. |
| or plan to buy: | | | | 4. Understand that you should look for a specialty RV |
| Travel trailers differ from motorized recreational | | | | insurance firm: |
| vehicles (RVs) only in one important way: they lack | | | | As you shop for the best travel trailer insurance rates, |
| their own internal motor and braking system. These | | | | make sure to get quotations from multiple insurers. In |
| trailers must be attached to and/or towed behind | | | | particular, get quotes from a mix of insurance |
| another vehicle such as a van or pickup truck. | | | | company types, including from those that specialize in |
| Towable recreational vehicles generally fall into one of | | | | RV insurance and from one or more of the larger, |
| three categories: travel trailers, folding camping trailers | | | | general auto insurance companies. You never know |
| pop-ups, and truck campers. In case you are not 100% | | | | where the best rate will come from. |
| sure exactly which type you will be buying or which | | | | 5. Shop and compare quotes with at least 3-5 insurers: |
| type you own, here are brief descriptions of each: | | | | Make sure you compare quotes from at least 3-5 |
| * travel trailers: these range in size from 10 to 35 feet | | | | insurance companies. It is very important that you get |
| long. They have a hard outer shell and sometimes | | | | equivalent (apples-to-apples) quotes from each |
| have extendible sides to create a larger living space. | | | | company so that you can easily compare their rates. |
| * folding camping trailers/pop-ups: these are the | | | | Follow these 5 tips for shopping for the right insurance |
| least-expensive type of RV. As the name implies, they | | | | for travel trailers that meets your needs. |